Terms & Conditions

Studynpay Private Limited

Last Updated: [Insert Date]

Welcome to Studynpay Private Limited (“Studynpay”, “We”, “Us”, “Our”). By using our platform, you agree to these Terms.

1. Nature of Business

  • Studynpay is a loan aggregator / facilitator that helps users apply for education loans from partnered NBFCs/Banks.
  • We are not a lender and do not disburse loans.

2. Eligibility

  • Users must be:
  • Above 18 years of age
  • Legally capable of entering into agreements

3. User Responsibilities

  • You agree to:
  • Provide accurate information
  • Not misuse the platform
  • Not submit false or forged documents

4. Limitation of Liability

  • Studynpay is not responsible for:
  • Loan approval/rejection decisions
  • Interest rates or charges of partnered lenders
  • Delays caused by third-party lenders

5. Payments

  • We may charge processing/application fees.
  • EMI payments for approved loans are collected directly by the lender.

6. Changes to Terms

  • We reserve the right to modify these Terms at any time.

7. Governing Law

  • This agreement is governed by the laws of India.